Bank statement loans are a type of non-qualified mortgage loan that allows you to qualify based on bank statements instead of tax returns.

Conventional Home Purchase is the most popular option among homebuyers. Those who meet the qualification requirements for conventional loans often get flexible home financing that makes owning a home affordable.

If you own a home, you also know the value of making it as affordable as possible. A Conventional Refinance Loan can lower your mortgage payments, pay off your mortgage faster, pay down high interest debt, or help you borrow cash.

A Debt Service Coverage Ratio (DSCR) loan looks at the cash flow generated from an investment property to qualify for a mortgage instead of personal income.

A Cash-Out Refinance Loan is a new mortgage that replaces your current mortgage and gives you cash at closing. This cash can be used for any purpose you choose, such as home repairs, paying off high-interest debt, or investing in other property.

Being a First Time Homebuyer can be an exciting and overwhelming experience. There are many things to consider, such as the type of loan you want, the down payment amount, and closing costs. That’s why it’s important to work with an experienced mortgage team.

A WHEDA (Wisconsin Housing and

Economic Development Authority) home loan is a specialized program offered by the state of Wisconsin to help individuals & families achieve affordable homeownership. WHEDA is a government agency that aims to provide access to safe, affordable housing for Wisconsin residents.

Non-QM stands for Non-Qualified Mortgage. These are loans for borrowers who may not meet the requirements of standard loan programs. Non-QM loans typically have a special income qualification. They are designed for people with unique income streams.

A VA single close construction loan allows the Vet to build their home using the benefits they’ve earned. Save time and money through a simplified financing process with no down payment needed and a single loan for both the construction and long-term home mortgage.

A USDA Loan (Rural Development Guaranteed Housing Loan) is a mortgage program offered to encourage homeownership in rural and suburban areas. It is designed to assist low-to-moderate-income individuals and families in obtaining affordable financing for purchasing a home in eligible rural areas.

If you’re buying your first home or buying a home and wondering if you’ll meet the financing requirements, an FHA Loan provides simple and flexible options. Approvals are made easier with lower credit score requirements and smaller down payment amounts, while still offering competitive interest rates.